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Best
Mortgage Table
Best Mortgage Table
Switcheroo Mortgages have compiled our view of the best mortgages in the Irish Market across the following categories:
Best Mortgage Table
Switcheroo Mortgages have compiled our view of the best mortgages in the Irish Market across the following categories:
BEST MORTGAGE RATE TABLE
07/09/2023
| BANK | LTV | TERM | RATE | CASHBACK | |
|---|---|---|---|---|---|
| BEST VARIABLE RATES |
|
||||
| Haven | <50% | NA | 3.75% | - | |
| Haven | <80% | NA | 3.95% | - | |
| Haven | <90% | NA | 4.15% | - | |
| BEST SWITCHER PRODUCTS |
|
||||
| Avant | <60% | 3 Years | 3.85% | - | |
| AIB/Haven (Green) | <90% | 4 Years | 3.65% | €2,000 | |
| PTSB (Green) | <60% | 5 years | 3.95%* | 2% of balance & 2% of payments | |
| Bank of Ireland (Green) | <90% | 5 years | 3.95%* | - | |
| BEST FIXED TERM RATES |
|
||||
| Avant | <90% | 3 Years | 3.95% | - | |
| Bank of Ireland (Green) | <90% | 4 Years | 3.65%* | - | |
| Bank of Ireland (Green) | <90% | 5 Years | 3.95%* | - | |
| Bank of Ireland (Green) | <90% | 7 years | 4.00%* | - | |
| Avant | <90% | 10 Years | 4.10% | ||
| BEST CASHBACK OFFERS |
|
||||
| PTSB (Green) | <60% | 5 years | 3.95%* | 2% of balance & 2% of payments | |
| Haven | <90% | 3 years | 4.75%* | €5,000 | |
| Bank of Ireland (Green) | <90% | 5 years | 4.45%* | 2% on drawdown and 1% at year 5 | |
| BEST GREEN MORTGAGE |
|
||||
| Haven | <90% | 4 years | 3.65% | - | |
| Bank of Ireland (Green) | <90% | 4 years | 3.65%* | - | |
| Bank of Ireland (Green) | <90% | 7 years | 4.00%* | - | |
*Only for mortgages above €250k
BEST MORTGAGE RATE TABLE
17/08/2023
| BANK | LTV | TERM | RATE | CASHBACK | |
|---|---|---|---|---|---|
| BEST VARIABLE RATES |
|
||||
| Haven | <50% | NA | 3.75% | - | |
| Haven | <80% | NA | 3.95% | - | |
| Haven | <90% | NA | 4.15% | - | |
| BEST SWITCHER PRODUCTS |
|
||||
| Avant | <60% | 3 Years | 3.60% | - | |
| AIB/Haven (Green) | <90% | 4 Years | 3.65% | €2,000 | |
| PTSB (Green) | <60% | 5 Years | 3.95%* | 2% of balance & 2% of payments | |
| Bank of Ireland (Green) | <90% | 5 years | 3.95%* | - | |
| BEST FIXED TERM RATES |
|
||||
| Avant | <90% | 3 Years | 3.80% | - | |
| Bank of Ireland (Green) | <90% | 4 Years | 3.65%* | - | |
| Bank of Ireland (Green) | <90% | 5 Years | 3.95%* | - | |
| Bank of Ireland (Green) | <90% | 7 years | 4.00%* | - | |
| Avant | <90% | 10 Years | 4.10% | ||
| BEST CASHBACK OFFERS |
|
||||
| PTSB (Green) | <60% | 5 Years | 3.95%* | 2% of balance & 2% of payments | |
| Haven | <90% | 3 years | 4.75%* | €5,000 | |
| Bank of Ireland (Green) | <90% | 5 years | 4.45%* | 2% on drawdown and 1% at year 5 | |
| BEST GREEN MORTGAGE |
|
||||
| Haven | <90% | 4 years | 3.65% | - | |
| Bank of Ireland (Green) | <90% | 4 years | 3.65%* | - | |
| Bank of Ireland (Green) | <90% | 7 years | 4.00%* | - | |
*Only for mortgages above €250k
To review all mortgages available in the market
TRY OUR CALCULATORS HERE
THE SWITCHEROO.IE DIGITAL MORTGAGE PLATFORM
We focus on great customer experience to
support you through your application
Don’t take our word for it, read what our customers think of us
THE SWITCHEROO.IE DIGITAL MORTGAGE PLATFORM
We focus on great customer experience to
support you through your application
Don’t take our word for it, read what our customers think of us
THE SWITCHEROO.IE DIGITAL MORTGAGE PLATFORM
We focus on great customer experience to support you through your application
Don’t take our word for it, read what our customers think of us
Really happy with the advice and service provided by Switcheroo!! I was looking to switch to a better rate which they helped me with and having gone through this I will save thousands off the cost of my mortgage, and there are no charges for Switcheroo’s service. Definitely would recommend them and will come back to them when my fixed term ends.
Jairo
Switcher – CORK
Switcheroo people helped us through the process of the purchase of our new home, they have been extremely professional and very helping throughout all the phases, and even when the timeframe was tight for use they have been able to put us through the final stages. We couldn’t recommend anything better than their service, and if we ever need another mortgage we will know where to reach first.
Connie Robertson
Switcher – Galway
We would highly recommend working with this team! The online portal made everything really straightforward, and, in the end, we knocked 6 years off the term of our mortgage thanks to the great rate they secured for us
Ciaran and Denise
Switchers – Dublin
Switching our mortgage with Dylan as our agent has saved us thousands of euros. Dylan’s attention to detail, prompt replies, regular contact and friendly professionalism enabled us to negotiate our way through the process.
Kathleen
Switcher – Wexford
Very happy with our switching process with Alison from Switcheroo, everything carried out in a quick efficient manner. Even when additional information was required everything was handled very smoothly. Would highly recommend to anyone considering switching
Janice
Switcher – kildare
We switched our mortgage with Alison who helped us through the process step by step very efficiently. They have been very helpful, efficient and are excellent at their work. We saved thousands and I would recommend their services to anyone.
Niall
Switcher – Wicklow
Alison and the Switcheroo team were a great help in assisting us process our mortgage. Instead of having to deal with different customer service officials within the bank we had one point of contact in Switcheroo who kept us updated and kept the process moving.
Susan
First Time Buyer – Dublin
Switcheroo and especially Alison made the whole process as painless as possible. Her diligence and help in explaining and guiding us through the process was invaluable. I would have no hesitation in recommending Switcheroo
Gary and MJ
Switchers – Dublin
Alison and her team made a very daunting task of switching mortgage into something stress free. She supported us entirely throughout the whole process, and her advice was clear, concise and professional. We would have no issue recommending Alison and her team.
Andrea and Ian
Switchers – Meath
As first time home buyers, we found the online process of securing a mortgage very straightforward. It was easy to upload the documents and they responded to any queries we had immediately. We would definitely recommend them and will be using them again when the time comes to switch after the fixed rate expires.
Michael and Kate
First Time Buyers – Meath
We would highly recommend using the Switcheroo Team! The online portal made everything really transparent and straightforward. The team in Switcheroo successfully helped us get credit approval after we were turned down by another bank due to a minor credit issue. Luke and Dylan were so helpful and communication was brilliant.
Cannot thank the team in Switcheroo enough. We are now owners of our dream home.
Karen and Shane
Movers – Dublin
Switcheroo helps us switch our mortgage to a cheaper rate. I have to say that both Luke and Dylan were brilliant, they were the best that I have worked with in any financial institution! They were so prompt and pro active with any query I had and Dylan’s help over the last 2 weeks to hit our target date of today was exceptional. I got several updates per day and even when I called him on his day off, I got a text back within minutes. I will definitely be recommending to my family, friends and work colleagues to look at switching their mortgage with this team
Mark
Switchers – Galway
Really happy with the advice and service provided by Switcheroo!! I was looking to switch to a better rate which they helped me with and having gone through this I will save thousands off the cost of my mortgage, and there are no charges for Switcheroo’s service. Definitely would recommend them and will come back to them when my fixed term ends.
Jairo
Switcher – CORK
Switcheroo people helped us through the process of the purchase of our new home, they have been extremely professional and very helping throughout all the phases, and even when the timeframe was tight for use they have been able to put us through the final stages. We couldn’t recommend anything better than their service, and if we ever need another mortgage we will know where to reach first.
Connie Robertson
Switcher – Galway
We would highly recommend working with this team! The online portal made everything really straightforward, and, in the end, we knocked 6 years off the term of our mortgage thanks to the great rate they secured for us
Ciaran and Denise
Switchers – Dublin
Switching our mortgage with Dylan as our agent has saved us thousands of euros. Dylan’s attention to detail, prompt replies, regular contact and friendly professionalism enabled us to negotiate our way through the process.
Kathleen
Switcher – Wexford
Very happy with our switching process with Alison from Switcheroo, everything carried out in a quick efficient manner. Even when additional information was required everything was handled very smoothly. Would highly recommend to anyone considering switching
Janice
Switcher – kildare
We switched our mortgage with Alison who helped us through the process step by step very efficiently. They have been very helpful, efficient and are excellent at their work. We saved thousands and I would recommend their services to anyone.
Niall
Switcher – Wicklow
Alison and the Switcheroo team were a great help in assisting us process our mortgage. Instead of having to deal with different customer service officials within the bank we had one point of contact in Switcheroo who kept us updated and kept the process moving.
Susan
First Time Buyer – Dublin
Switcheroo and especially Alison made the whole process as painless as possible. Her diligence and help in explaining and guiding us through the process was invaluable. I would have no hesitation in recommending Switcheroo
Gary and MJ
Switchers – Dublin
Alison and her team made a very daunting task of switching mortgage into something stress free. She supported us entirely throughout the whole process, and her advice was clear, concise and professional. We would have no issue recommending Alison and her team.
Andrea and Ian
Switchers – Meath
As first time home buyers, we found the online process of securing a mortgage very straightforward. It was easy to upload the documents and they responded to any queries we had immediately. We would definitely recommend them and will be using them again when the time comes to switch after the fixed rate expires.
Michael and Kate
First Time Buyers – Meath
We would highly recommend using the Switcheroo Team! The online portal made everything really transparent and straightforward. The team in Switcheroo successfully helped us get credit approval after we were turned down by another bank due to a minor credit issue. Luke and Dylan were so helpful and communication was brilliant.
Cannot thank the team in Switcheroo enough. We are now owners of our dream home.
Karen and Shane
Movers – Dublin
Switcheroo helps us switch our mortgage to a cheaper rate. I have to say that both Luke and Dylan were brilliant, they were the best that I have worked with in any financial institution! They were so prompt and pro active with any query I had and Dylan’s help over the last 2 weeks to hit our target date of today was exceptional. I got several updates per day and even when I called him on his day off, I got a text back within minutes. I will definitely be recommending to my family, friends and work colleagues to look at switching their mortgage with this team
Mark
Switchers – Galway
