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Get AVANT MONEY Mortgages

Apply online or compare Avant Money with other mortgages

Get AVANT Money Mortgages

Apply online or compare Avant Money with other mortgages

Get AVANT Money Mortgages

Apply online or compare Avant Money with other mortgages

10 and 15 year fixed terms

from 2.40%

20 year fixed terms

from 2.50%

25 and 30 year fixed terms

from 2.50%

WHY CHOOSE AVANT MONEY

The best mortgage rates in Ireland

WHY CHOOSE AVANT MONEY

The best mortgage rates in Ireland

WHY CHOOSE AVANT MONEY

The best mortgage rates in Ireland

Who is Avant Money?

Avant have been operating out of Leitrim for 20 years offering credit cards and personal loans. In June 2019 they were acquired by Spanish banking firm, Bankinter. They then launched their new mortgage offering, Avant Money in September of 2020.

As they only distribute through mortgage brokers, they launched with highly competitive mortgage rates. This undercut the other Irish lenders’ rates and created a wave of competition. Although the rates have changed since then, we still believe they have the best mortgage rates for switchers.

What does Avant offer?

Avant offer some of the lowest available rates on the Irish market for all of their short/medium term rates. Even with their rate increase a few months ago, they still remain the market leaders in the short-term rate war.

With their long term rates (called “One Mortgage”) they stand out from their closest competitor Finance Ireland with a large difference in rate offerings. They are also the only lender to offer a 30-year fixed rate for those who are looking for absolute certainty on what they will pay for the course of their mortgage.

Who is Avant Money?

Avant have been operating out of Leitrim for 20 years offering credit cards and personal loans. In June 2019 they were acquired by Spanish banking firm, Bankinter. They then launched their new mortgage offering, Avant Money in September of 2020.

As they only distribute through mortgage brokers, they launched with highly competitive mortgage rates. This undercut the other Irish lenders’ rates and created a wave of competition. Although the rates have changed since then, we still believe they have the best mortgage rates for switchers.

What does Avant offer?

Avant offer some of the lowest available rates on the Irish market for all of their short/medium term rates. Even with their rate increase a few months ago, they still remain the market leaders in the short-term rate war.

With their long term rates (called “One Mortgage”) they stand out from their closest competitor Finance Ireland with a large difference in rate offerings. They are also the only lender to offer a 30-year fixed rate for those who are looking for absolute certainty on what they will pay for the course of their mortgage.

GREAT FIT FOR EVERYONE

Who is it for?

Switchers

With our great switching rates you
will save thousands of euros, so start
saving now

New homeowners

Getting a mortgage can be a scary
experience for a First Time Buyer, don’t
worry we have your back on this.

Movers

Looking to trade up? Let’s figure out
how to make that next move as cheap
as possible with our Best Rates

THE BEST PRODUCTS FOR SWITCHERS

Why are Avant Money Mortgages
best for a Switcher?

Avant offers the best products for switchers for a few reasons. Firstly, they offer the best mortgage rates for low LTV bands. Switchers tend to have a low LTV as house prices have increased while their mortgage balance will have decreased. Typically, the LTV will drop around 10% over 3 years. This means that switchers can get the lower rates available.

Secondly, they offer great medium/long term products - perfect for those who have 10+ years left on their mortgage and are looking to lock in certainty of payment until the mortgage term ends. Lastly, they have great flexibility that includes capping exit fees and allowing overpayments. In our eyes, Avant Money is best offering for Switchers!

Lastly, they have great flexibility that includes capping exit fees and allowing overpayments. In our eyes, Avant Money is best offering for Switchers!

To see how much you could save check out the payment calculator or Signup and avail of Avant’s great rates!

THE BEST PRODUCTS FOR SWITCHERS

Why are are Avant Money Mortgages
best for a Switcher?

Avant offers the best products for switchers for a few reasons. Firstly, they offer the best mortgage rates for low LTV bands. Switchers tend to have a low LTV as house prices have increased while their mortgage balance will have decreased. Typically, the LTV will drop around 10% over 3 years. This means that switchers can get the lower rates available.

Secondly, they offer great medium/long term products - perfect for those who have 10+ years left on their mortgage and are looking to lock in certainty of payment until the mortgage term ends. Lastly, they have great flexibility that includes capping exit fees and allowing overpayments. In our eyes, Avant Money is best offering for Switchers!

Lastly, they have great flexibility that includes capping exit fees and allowing overpayments. In our eyes, Avant Money is best offering for Switchers!

To see how much you could save check out the payment calculator on our homepage or Signup and avail of Avant’s great rates!

HAVE QUESTIONS

Read our FAQ

You're called Switcheroo.ie but do you help First Time Buyers and Home movers?

Yes, we absolutely do. As long as you are looking to buy a residential property we stand ready to help. We like the name Switcheroo as you are switching home if you are a mover and even if you are a buyer you are switching from tenant to homeowner!!!

What’s the best mortgage I can get?

That’s a question we hear a lot but there is no simple answer to this. There are a number of factors to this which both you and we need to consider when you are thinking of getting a mortgage.
Mortgages come with different terms and banks use different criteria to establish who they lend to, how much and at what rate. Don’t stress too much! You can find out pretty quickly to see if it’s worth your while. From there we will guide you through the process and make sure you get the right mortgage for you and make the process as simple as possible.

If I am a switcher how much can I save?

The Central Bank of Ireland published research that showed that many existing mortgage holders can save over €10,000 euros by switching their mortgage. It will depend on your specific circumstances but just 20 seconds on our calculator will show you what its worth for you to switcheroo.

What documents will you need from me?

Initially, none. The first step is for you to take our Financial Health Check in your secure customer portal. This will help us understand your circumstances and see if you are mortgage fit but we don’t need documentation at that stage. Only later when we move on to preparing your submission to a lender, will we need to make sure that your information is accurate, and we’ll need documentation from you then. Those include proof of your identity, income, utility bills with proof of address, as well as things like visa status where it applies. We’ll always make it clear exactly what we need and why.

Do you perform credit checks?

Our job is to make sure that you have the best possible chance of being accepted. So, we perform our own affordability check before sending anything to a lender. This leaves no footprint on your credit history.

I want to switcheroo, what’s next?

On our website there are calculators that will help you figure out what you can save or what your mortgage would cost. From there you’ll need to register into your customer portal so we can perform a Financial Health Check on you to assess what you can afford.

If all is well, we will then ask for more details on your current circumstances and the specifics of the house you want to mortgage.

Usually, this shouldn’t take more than 60 minutes, and you’ll be one step closer to a mortgage. At this point, you can have a phone call with one of our mortgage experts. They will answer any questions you have and tell you exactly what documents you’re going to need. From there, the expert team will guide you through the application process and keep you updated on progress. You can check progress online and we will keep you updated along the way.

What does Switcheroo.ie do with my data?

It’s all explained in our privacy policy, but basically: we won’t spam you and we won’t pass on your data to other companies so that they can spam you. We hate that.

How does Switcheroo.ie make money?

Yep, we don’t charge any commission. If you get a mortgage using Switcheroo.ie, the lender you use pays us a commission. Some intermediaries charge you an additional commission but not us, we are free forever. These commission never affect our advice. Our reputation and livelihood depend on us always giving our customers the best possible advice. The important bit is we’ll never charge you a penny.

HAVE QUESTIONS

Read our FAQ

You're called Switcheroo.ie but do you help First Time Buyers and Home movers?

Yes, we absolutely do. As long as you are looking to buy a residential property we stand ready to help. We like the name Switcheroo as you are switching home if you are a mover and even if you are a buyer you are switching from tenant to homeowner!!!

What’s the best mortgage I can get?

That’s a question we hear a lot but there is no simple answer to this. There are a number of factors to this which both you and we need to consider when you are thinking of getting a mortgage.
Mortgages come with different terms and banks use different criteria to establish who they lend to, how much and at what rate. Don’t stress too much! You can find out pretty quickly to see if it’s worth your while. From there we will guide you through the process and make sure you get the right mortgage for you and make the process as simple as possible.

If I am a switcher how much can I save?

The Central Bank of Ireland published research that showed that many existing mortgage holders can save over €10,000 euros by switching their mortgage. It will depend on your specific circumstances but just 20 seconds on our calculator will show you what its worth for you to switcheroo.

What documents will you need from me?

Initially, none. The first step is for you to take our Financial Health Check in your secure customer portal. This will help us understand your circumstances and see if you are mortgage fit but we don’t need documentation at that stage. Only later when we move on to preparing your submission to a lender, will we need to make sure that your information is accurate, and we’ll need documentation from you then. Those include proof of your identity, income, utility bills with proof of address, as well as things like visa status where it applies. We’ll always make it clear exactly what we need and why.

Do you perform credit checks?

Our job is to make sure that you have the best possible chance of being accepted. So, we perform our own affordability check before sending anything to a lender. This leaves no footprint on your credit history.

I want to switcheroo, what’s next?

On our website there are calculators that will help you figure out what you can save or what your mortgage would cost. From there you’ll need to register into your customer portal so we can perform a Financial Health Check on you to assess what you can afford.

If all is well, we will then ask for more details on your current circumstances and the specifics of the house you want to mortgage.

Usually, this shouldn’t take more than 60 minutes, and you’ll be one step closer to a mortgage. At this point, you can have a phone call with one of our mortgage experts. They will answer any questions you have and tell you exactly what documents you’re going to need. From there, the expert team will guide you through the application process and keep you updated on progress. You can check progress online and we will keep you updated along the way.

What does Switcheroo.ie do with my data?

It’s all explained in our privacy policy, but basically: we won’t spam you and we won’t pass on your data to other companies so that they can spam you. We hate that.

How does Switcheroo.ie make money?

Yep, we don’t charge any commission. If you get a mortgage using Switcheroo.ie, the lender you use pays us a commission. Some intermediaries charge you an additional commission but not us, we are free forever. These commission never affect our advice. Our reputation and livelihood depend on us always giving our customers the best possible advice. The important bit is we’ll never charge you a penny.

HOW IT WORKS

Get the 20% better rate in four easy steps

HOW IT WORKS

Get the 20% better rate in
four easy steps

HOW IT WORKS

Get the 20% better rate in
four easy steps

STEP # 1

Register to our mortgage portal

Online 24/7, access your application anytime, anywhere

STEP # 2

Complete your Mortgage Health Check

Our quick affordability models will show you what can afford and what you can save with Switcheroo.ie’s best rates

STEP # 3

Friendly expert support

Chat or video conference with a friendly member of the switcheroo.ie team to confirm what mortgage suits you best

STEP # 4

With you till the end

We handle all the difficult bank interactions and keep you updated until your mortgage completes.

STEP # 1

Register to your
mortgage portal

Online 24/7, access your application
anytime, anywhere

STEP # 2

Complete Your Mortgage
Health Check

Our quick affordability models will show
you what can afford and what you can
save with Switcheroo.ie’s best rates

STEP # 3

Friendly Expert Support

Chat or video conference with a friendly
member of the switcheroo.ie team to
confirm what mortgage suits you best

STEP # 4

With you till the end

We handle all the difficult bank
interactions and keep you updated until
your mortgage completes.

Call to talk

With a Mortgage Expert

Call to talk

With a Mortgage Expert

Call to talk

With a Mortgage
Expert