Pop quiz:

• Cash back or low headline rate …. which is better?
• Which banks providing any exceptions to the central bank’s lending rules?
• Are there any providers that specialise in mortgages for public sector workers?
• What’s the best rate in the market for a 90% LTV first time buyer?
• What’s an LTV?

Not sure? Don’t worry, we have the answers.  My name is Alison Fearon, and I am the Managing Director at Switcheroo.ie, a leading online mortgage intermediary in Ireland. In collaboration with MyHome.ie, I will be providing you with answers to these types of questions and updates on the latest developments in the mortgage market.

Switcheroo.ie helps customers not just get a mortgage but get the best mortgage for them. With backgrounds in banking and financial services consulting my team of mortgage experts have worked not only in the Irish market but across many European mortgage markets. We know mortgages.

We also know that mortgages are confusing and my goal to is help you understand them through jargon-free and digestible communication. Mortgages can also be dull, and you are busy, so I will aim to do this in a short and snappy way so you can get on with the more fun things in life, like finding your perfect home!

Every week I will provide you with an update on what’s happening in the mortgage market, what deals to look out for, and also provide clarity on the some of the more complex issues that come with getting a mortgage. If you want to keep your finger on the pulse of what’s happening in Irish mortgages watch this space for your 60 second update.

Panda capital Limited T/A Switcheroo.ie is regulated by the Central Bank of Ireland.